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Investments

Why should you pay someone to manage your investments?

Anyone can manage their own investments.  And maybe you should.

 

Like eating well or exercising, investing can be simple, if you are so inclined. Whether it’s a small Roth IRA, consolidating old retirement plans from previous employers or sophisticated investment portfolio construction, Pistone Wealth Advisors know that building an investment portfolio requires more than simply filling out a questionnaire and having a computer algorithm tell you how you should invest.

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So why would you hire Pistone Wealth Advisors to manage your investments?

  1. You prefer to focus on your life’s passions instead of researching investments and spending time trading and rebalancing your investments.

  2. You have concerns and fears about losing money in the market, and you need someone to help keep you disciplined when everything seems scary or euphoric, and everyone around you is running in one direction.

  3. You want access to institutional investments that may not be available to all investors.

  4. You sometimes avoid dealing with your money because you don’t enjoy the process or it scares you.

  5. You want a third party to help give you the confidence that you’re not missing something.

Services

Experience. Intuition. Ingenuity.

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Asset Allocation

Pistone Wealth Advisors uses a multi-tiered approach to asset allocation. The initial level of diversification is among the three basic asset classes, which are equities, fixed income investments and cash equivalents. An additional tier of diversification may add alternative investments if deemed to be appropriate for your individual risk tolerance and circumstances — such as real estate and inflation hedges — which do not correlate closely with the stock or bond markets. We believe this degree of diversification can be effective as a strategy to help reduce the two major investment risks — inflation (loss of purchasing power) and volatility (loss of principal)*.

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*Asset allocation and diversification do not assure a profit or protect against a loss in a declining market.

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Managing Risk

Pistone Wealth Advisors pays particular attention to help mitigate the risk in portfolios. The three main areas that we focus on are volatility, downside risk, and broad (or beta) exposure.* We measure these on an individual account level and the overall portfolio for all our investment advisory clients. As we re-balance portfolios, consideration is given to how certain asset classes will affect the overall volatility and performance of the portfolio.

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*Beta exposure is a risk metric that helps meansure the systematic risk a portfolio can be exposed to, or the return from a portfolio that can be atrributed to overall market returns

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Working to Control Costs and Taxes

We believe the control of your investments is critical in portfolio construction and performance. Pistone Wealth Advisors aims to represent the asset classes and markets we target at the least expensive cost, relative to fund quality.

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We construct portfolios with the impact of taxes in mind and consider the differences between types of accounts that a client may hold: taxable, tax-deferred retirement vehicle, trusts and not-for-profit foundations. Each of these accounts may have differing tax consequences, so it is important to take all your investments into consideration. We also employ tax loss harvesting strategies when appropriate.

*This information in this section as tax or legal advise. Please consult a tax or legal professional for specific information regarding your individual situation. 

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The Big Picture

Your major investment decisions should take into account all the other important elements of your financial situation. Pistone Wealth Advisors takes a holistic approach to investment portfolio construction, tying in your investments with financial planning in order to help ensure that your portfolio’s performance will be appropriate based on your risk tolerance.  Understanding who you are as an investor is the foundation of the Pistone Wealth Advisors’ investment process.

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Research has demonstrated the importance of strategic asset allocation over a long-term time horizon. Choosing what percentage of your assets to put in different asset classes (such as equities, fixed income, international or alternatives) can have a greater impact on portfolio returns than either market timing or the selection of individual investments.

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First, we will help you analyze your objectives, time horizon, and risk tolerance using a questionnaire that helps us build the foundation of your investment strategy and an asset allocation model.

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  • PWA uses, what we believe to be, a multi-tiered approach to asset allocation. The initial level of diversification is amongst the three basic asset classes:  equities, fixed income investments, and cash equivalents. Alternative investment asset classes can then add an additional layer of diversification, if deemed to be appropriate.
     

  • For equities, additional diversification can be achieved through different market capitalizations (large cap, mid cap, small cap), styles (value, growth, blend), and geographic regions (domestic, international, emerging markets). For fixed income investments, further diversification can be gained by maturity, credit quality, industry groups, and geographic regions.
     

  • The next tier of diversification, if deemed appropriate for your individual situation, adds alternative investments - such as real estate, commodities, managed futures, and inflation hedges - which do not correlate closely with the stock or bond markets. This additional layer of diversification could help to dampen the volatility of your portfolio and potentially enhance returns.

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Splitting your assets among different asset classes may help you weather the storms that are part of the investing cycle. For instance, bonds and cash may add stability and balance to your portfolio while equities may add growth. Commodities may help to protect you from a significant increase in inflation, while managed futures could help in the event of a significant downturn. A properly balanced portfolio with non-correlated alternatives can help insulate you from severe market fluctuations.

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*This information in this section as tax or legal advise.
Please consult a tax or legal professional for specific information regarding your individual situation. 

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Alternative Investments (“AI”) are typically illiquid investments for which no secondary market exists. Due to the illiquid nature of AI, there can be no assurance that you can redeem, sell, or exchange these investments when needed, or that a ready market will be available. AI are highly complex products over which the investor has little or no control over the underlying investments.AI are intended for purchase only by sophisticated investors with an understanding of the risks inherent in these products.

Pistone Wealth Advisors

ltekavec@pistonewealth.com

29525 Chagrin Blvd #305

Pepper Pike, OH 44122

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©2017 Pistone Wealth Advisors

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Form CRS

 

Investment advice offered through Stratos Wealth Advisors, LLC a Registered Investment Advisor. Stratos Wealth Advisors, LLC and Pistone Wealth Advisors are separate entities. 

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Privacy Policy

IMPORTANT INFORMATION:

Public information concerning Stratos Wealth Advisors, LLC, including the current written disclosure Brochure discussing our advisory services and fees, is available at https://adviserinfo.sec.gov/firm/summary/283816.

 

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

 

When you link to any of the websites provided here, you are leaving this website. The information and opinions contained in any of the material requested from this website are provided by third parties as well. We make no representation as to the completeness or accuracy of the information provided by third-party websites or third- party materials.

 

This web site is limited to the dissemination of general information pertaining to its services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of this web site on the Internet should not be construed by any consumer and/or prospective client as a solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. We do not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third-party, whether linked to this website or incorporated herein, and take no responsibility, therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
 

Investments involve risk including loss of principal and unless otherwise stated, are not guaranteed. The investment returns and principal value of the portfolio will fluctuate so that the value of an investor’s account, when redeemed, may be worth more or less than their original value. Be sure to first consult with a qualified financial advisor and/or tax professional before implementing any strategy discussed here. Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended), will be profitable or equal any historical performance level(s). Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice, or from any other investment professional. No strategy assures success or protects against loss.

 

Each client and prospective client agree, as a condition precedent to his/her/its access to this web site, to release and hold harmless Stratos, its officers, directors, owners, employees, and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from This.

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